Finance is the lifeblood of any business. At every stage in its growth a business needs to maintain a balance between a positive cash flow and adequate working capital on the one hand and a reasonable return on investment on the other.
Directors’ drawings, shareholder dividends, and debt repayments need to be carefully orchestrated to ensure that the smooth running and continued growth of the business are not jeopardised.
Moreover, while proper provision needs to be made for possible external changes such as economic downturns or fluctuations in exchange rates or interest rates, and internal changes such as temporary or permanent loss of key employees, it is equally important that any
finances raised by the business are made to work for the business.
All these matters require a keen, professional eye to develop and constantly adjust an appropriate and flexible finance structure for your company. Then there are the special finance requirements for business expansion. Preparing business plans and finance applications and identifying and approaching appropriate lending sources require expertise and professional insight if the best possible results are to be achieved.